USA PATRIOT ACT

 

Customer Identification Program Notice

 

Important Information You Need to Know

About Opening A New Account

 

To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account.

 

This Notice answers some questions about your firmís Customer Identification Program.

 

What types of information will I need to provide?

When you open an account, your firm is required to collect information such as the following from you:

        Your name

        Date of birth

        Address

        Identification number:

o       U.S. Citizen:taxpayer identification number (social security number or employer identification number)

o       Non-U.S. Citizen:taxpayer identification number, passport number, and country of issuance, alien identification card number, or government-issued identification showing nationality, residence, and a photograph of you.

You may also need to show your driverís license or other identifying documents.

 

A corporation, partnership, trust or other legal entity may need to provide other information, such as its principal place of business, local office, employer identification number, certified articles of incorporation, government-issued business license, a partnership agreement, or a trust agreement.

 

U.S. Department of the Treasury, Securities and Exchange Commission, NASD, and New York Stock Exchange rules already require you to provide most of this information.These rules also may require you to provide additional information, such as your net worth, annual income, occupation, employment information, investment experience and objectives, and risk tolerance.

 

What happens if I donít provide the information requested or my identity canít be verified?

Your firm may not be able to open an account or carry out transactions for you.If your firm has already opened an account for you, they may have to close it.

 

We thank you for your patience and hope that you will support the financial industryís efforts to deny terrorists and money launderers access to Americaís financial system.